Wealth Management

We offer relationships based on many factors including individual objectives, investment style, need for ongoing advice and interest in particular financial, investment or insurance strategies. With each client, we explore the products and services that might potentially best meet your needs and then they decide what type of relationship works best for you.

Many clients choose to engage with us for wealth management services, or an investment advisory relationship. These clients pay an annual fee based upon the amount of money we manage on their behalf. This fee is billed monthly in advance and debited from their account. In addition, specific fees and expenses associated with individual investment products may apply. It is a common practice for us and the client to negotiate the specific asset-based advisory fee in the context of services to be provided and the needs of the client.

Financial Planning

Some clients choose to engage with us exclusively for financial planning services. In these cases, a financial planning fee is charged. This fee is negotiable and based primarily on the complexity of the client’s unique financial situation. With the client, we complete a Complexity Worksheet as part of the Financial Planning Services Agreement. Factors that influence and determine case complexity include:

Net worth
Investable assets
Annual income
Sources of current income
Financial life stage
Total number of financial goals
Time commitment (anticipated time to complete the services)

We understand that needs change over time so we may also offer a combined approach in which you may utilize investment advisory, fee-based financial planning, and commission-based strategies in conjunction with your changing needs.

Have a Question?

Name

Email

Address

Phone

Question

Thank you!

Oops!

How We Work With Clients