What We Do

Some clients may wake up one morning and say...“I need a comprehensive financial plan”. More commonly, clients wake up one morning and are faced with an acute challenge. We are here to help. The Miller and Associates Team offers full service financial planning to help you take care of yourself and your family.

Retirement Savings & Income Planning

Perform Retirement Needs Analysis
Perform Social Security Optimization Analysis
Explanation of Medicare and Supplements
Explanation and recommendation of Retirement Plans
Explanation of Retirement Plan Distribution Rules and Taxation

Financial Planning

Development of Financial Strategies
Help with Debt Management
Help with creation of Personal Financial Statements
Help with Cash Flow Management
Explanation of Economic Concepts
Explanation of Time Value of Money Concepts

Education Planning

Perform Education Needs Analysis
Recommend Education Savings Strategies
Explanation of Financial Aid Opportunities
Explanation of Educational Loan Availability
Explanation of the Free Application for Federal Student Aid (FAFSA)

Insurance Planning & Risk Management

Analysis and Evaluation of Risk Exposures
Perform Insurance Needs Analysis
Evaluate the potential need for Individual Long Term Care Insurance
Evaluate the potential need for Individual Life Insurance
Evaluate the potential need for Individual Disability Insurance

Investment Planning

Development of Investment Strategies
Asset Allocation and Portfolio Diversification
Portfolio Development and Analysis
Explanation of the Tax Planning Strategies for Different Investment Vehicles
Explanation of types of Investment Risk

Tax Planning Strategies

Development of Tax Reduction and Management Strategies
Development of Charitable Contribution Strategies
Explanation of Tax Planning Fundamentals

Estate Planning

Develop Strategies to Transfer Property
Explanation of Types and Features of Trusts as they Relate to Financial Planning
Explanation of Intra-Family and Business Transfer Techniques
Explanation of Estate Planning Techniques of Non-Traditional Relationships

We serve individuals and families in Ventura County and beyond. Contact us today to learn more about our strategies and services.